We work on your behalf to manage your risk at the least possible cost

A Group Medical Insurance plan provides risk coverage to the people who belong to a specific group or work under the same organization. Normally, an employer buys this policy for its employees. This policy offers great benefits to both the employer and the employees.

For Employer:​

  • It creates sense of belonging among employees towards the organization, which enhances productivity and hence the profitability.

  • If frees the employees from health related worries of their families, which allows them to focus on work and increases their effectiveness.

  • It is a great risk management tool, which protects the organization against large cash outflow in case of sudden health conditions of its key employees.

For Employees:

  • Premium for the policy is borne by the employers.

  • Most of the group medical plans cover the pre-existing diseases of the employees from the date the employee joins the organization.

  • It also covers member’s immediate family viz. spouse, dependent children and dependent parents etc.

Hospitalization benefits

  • Room, boarding expenses

  • Nursing expenses

  • Fees for medical practitioner, surgeon, anesthetist, consultants, and specialists.

  • Anesthesia, blood, oxygen, OT charges, surgical appliances, medicines, diagnostic materials, etc.

Other benefits

  • Pre hospitalization expenses

  • Post hospitalization expenses

  • Domiciliary hospitalization expenses

  • Daycare treatment

Additional benefits

Some additional covers are available on extra premium:

  • Maternity benefits

  • Inclusion of pre-existing disease

  • Dental treatment

  • Waiver of waiting period, etc.

Authorized by IRDA

We are a unit of IRDA approved insurance broker Aequitas Insurance Brokers Private Limited. We are authorized to work with all the insurance companies unlike an agent, who works for only one company. Therefore, we offer impartial advice on the insurance cover that is right for your needs and budget. We will search the insurance market and find the right policy that suits your requirement.

Quick Claims

By getting your policy through us you can be confident that we will support you in getting your claims processed quickly.

Best Rates

You will get the best rates while being rest assured that you are adequately covered. Thus avoiding last minute surprise at the time of your need.

24/7 Support

We are just a call away any time any day to assist and guide you through your insurance process.

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