We work on your behalf to manage your risk at the least possible cost

It takes a lifetime to build business and personal assets like home, office, shop, factory, etc. However, it takes just a couple of moments for a mishap like fire to destroy the life's work. Therefore, one must take a fire insurance policy so as to minimize their losses in the event of a fire.

Fire Insurance

If the insured property is repairable

The insurance company will give the cost of repair of the insured property

If the insured property is NOT repairable

The insurance company will give the cost of replacement or reinstatement so as to buy a similar property

Perils covered

  • Fire and lightning

  • Storm, cyclone, typhoon, tempest, hurricane, tornado, flood, and inundation

  • Explosion/implosion

  • Riot, strike, and malicious damage

  • Aircraft damage

  • Bush fire

  • Impact damage

  • Subsidence and landslide

  • Missile testing operations

Add on coverages

  • Earthquake

  • Wreckage removal

  • Forest fire

  • Damage to stock due to change of temperature

  • Leakage and contamination cover

  • Architects, engineers, and surveyors fees

  • Impact loss owing to insured’s own rail/road transit

Perils NOT covered

  • Compulsory Excess

  • War

  • Nuclear and radioactive peril

  • Pollution and contamination losses

  • Volcanic eruption 

  • Theft

  • Damage to Stocks in cold storage premises due to change in temperature

  • Spoilage from the cessation of work/operation

  • Burning of property by order of any public authority

  • Earthquake

  • Inform the insurance company immediately

  • Provide details of the incident

  • Cooperate and reply to all the queries of the surveyor 

  • Keep ready the following documents for the purpose of filing the claim:

    • Policy copy​

    • Duly filled complain form

    • Records of previous claims, if any

    • Proof of the incident like newspaper reports etc.

    • Photographs of the incident

    • Fire brigade report

    • Final investigation report

Authorized by IRDA

We are a unit of IRDA approved insurance broker Aequitas Insurance Brokers Private Limited. We are authorized to work with all the insurance companies unlike an agent, who works for only one company. Therefore, we offer impartial advice on the insurance cover that is right for your needs and budget. We will search the insurance market and find the right policy that suits your requirement.

Quick Claims

By getting your policy through us you can be confident that we will support you in getting your claims processed quickly.

Best Rates

You will get the best rates while being rest assured that you are adequately covered. Thus avoiding last minute surprise at the time of your need.

24/7 Support

We are just a call away any time any day to assist and guide you through your insurance process.

Let's Insure...